Check Customized Interest Rates with our Lending Partners
100% accurate real-time interest rates. No more time wasted on the phone. No more fear of bait and switch.
Rocket Mortgage provide us their wholesale interest rates
These are not the same rates they provide directly to you, or that are offered on most other websites. These low interest rates are only available through Joe Starkey, powered by SELFi
Why Refinance with Joe Starkey, powered by SELFi?
1. Lower Interest Rates
Partners, like Rocket Mortgage, provide us their wholesale rates. Since we empower you to shop and apply, we pass the savings to you.
2. Speed
Joe is quick to respond and most loans close in 15 days or less.
3. Transparency
Unlike other mortgage companies sites that profit from consumer ignorance, SELFi is focused on educating and empowering you.
Why are rates lower with SELFi than working directly with the lender?
It’s because lenders provide us wholesale interest rates.
Average U.S. Mortgage Rates (weekly)
Which option is right for you?
Our advice is to think about how long you anticipate owning your home and calculate the break-even point.
The longer you own your home and have this mortgage, the more you benefit from a lower rate. Conversly, if you think you may sell your home in a few years, it’s likely more beneficial to choose a rate that provides a lender credit.