Get a lower interest rate and work with an experienced broker you trust.

Get the savings through SELFi, a top rated digital mortgage broker, with the guidance of Joe Starkey.

Joe Starkey mobile mortgage rates

Why choose Joe Starkey powered by SELFi?

1. Lower Interest Rates

Our digital mortgage eliminates cost which is pass backed to you. Skeptical? See for yourself. AccuRate, our accurate refinance rate table, enables you to check customized interest rates without a single phone call, empowering you to save.

2. Expert Service

No doubt the #1 goal is to save you money. With Joe, you get the savings of a digital broker but the support of a mortgage adviser and Realtor. 

3. Save Time

Leveraging a digital application with my knowledge enables loans to close 2x faster than industry standard. And if you need support, you won’t be handed-off to a college-age phone rep. We’re together from start to finish. 

Rocket Mortgage Top 20 Broker

SELFi was #17 of 10,000+ mortgage brokers with Rocket Mortgage in 2020

What do customers think of Joe Starkey and SELFi?


I was not looking for a refinance; however, I was curious. I told Joe what I wanted and he gave me exactly what I asked. The process was seamless from end-to-end and I did not have to do much at all. Joe was incredibly responsive, organized and efficient and he save me a lot of money. Very highly recommended.

Andrew M.


After shopping around I was able to get lowest rate on my refinance through Joe. He was very responsive and answered all my questions.

- Miriam, CA 


" Joe was very helpful and responsive in supporting me with refinancing my mortgage. He made the process easy, answered all my questions, and helped me to get a great rate! I fully recommend working with Joe."

- Edward F., CA

Born from Experience

SELFi started after disappointed by other mortgage sites. Non-stop calls, aggressive sales tactics, bait and switched on rates. There had to be better way! We believe its putting YOU in control.

We’re serious about security and use industry standards to ensure your personal information is securely stored.

Our mission is to help you achieve financial freedom sooner.

Whether it’s saving you money by paying less interest, finding a solution when banks cannot, or helping you purchase your dream home, we are here to help.

Ready to find your lowest rate?